North Carolina at Charlotte - 2025 Matchup Preview
North Carolina logo North Carolina Tar Heels at Charlotte 49ersCharlotte logo
Saturday, September 6th 2025 (7:00 PM EDT)
North Carolina -16.5 (49.5) (-800)  Open: -16.5 | 47.5
North Carolina 20 - Charlotte: 3

 
Tar Heels (2 - 1) (2 - 1 - 0)
Coach Bill Belichick (0 - 0)
Avg Score : 25 - 19 (20 - 3 on Road)
Record Prediction: 5.5 - 6.5 (#89)
Wins: (Elite: 0) (Good: 0) (Avg: 0) (Bad: 0)
Losses: (Elite: 0) (Good: 1) (Avg: 0) (Bad: 0)
Future: (Elite: 0) (Good: 3) (Avg: 4) (Bad: 4)
CHAR 2nd straight Home Game
Our Line: North Carolina -16   (SP+ UNC -17.5)

Projected Score: UNC: 31 - CHAR: 15 (45)
UNC Win prob: 90% | Cover: 54%
UNC Travel: 104 miles
49ers (1 - 2) (1 - 2 - 0)
Coach Tim Albin (0 - 0)
Avg Score : 19 - 30 (23 - 28 @ Home)
Record Prediction: 2.3 - 9.7 (#133)
Wins: (Elite: 0) (Good: 0) (Avg: 0) (Bad: 0)
Losses: (Elite: 0) (Good: 0) (Avg: 0) (Bad: 1)
Future: (Elite: 1) (Good: 2) (Avg: 1) (Bad: 7)
 
North Carolina's 2025 Schedule
DateMatchupSpreadTotalResultO/UCover
Mon 9/1 North Carolina vs TCU+3.059.5L 14 - 48ON
Sat 9/6 North Carolina at Charlotte-16.549.5W 20 - 3UY
Sat 9/13 North Carolina vs Richmond-24.547.5W 41 - 6UY
Sat 9/20 North Carolina at UCF+6.548.5
BYE WEEK
Sat 10/4 North Carolina vs Clemson+11.5
BYE WEEK
Fri 10/17 North Carolina at California+9
Sat 10/25 North Carolina vs Virginia+4.5
Fri 10/31 North Carolina at Syracuse+7
Sat 11/8 North Carolina vs Stanford-6
Sat 11/15 North Carolina at Wake Forest+3
Sat 11/22 North Carolina vs Duke+1
Sat 11/29 North Carolina at NC State+9.5

Total: Elite: 0, Good: 4, Avg 4, Bad 2, Poor 2
Played: Elite: 0, Good: 1, Avg 0, Bad 0, Poor 0
Future: Elite: 0, Good: 3, Avg 4, Bad 2, Poor 2
Wins: Elite: 0, Good: 0, Avg: 0, Bad: 0, Poor: 0
Losses: Elite: 0, Good: 1, Avg: 0, Bad: 0, Poor: 0

Predictions for North Carolina's Schedule
Charlotte's 2025 Schedule
DateMatchupSpreadTotalResultO/UCover
Fri 8/29 Charlotte vs App State+8.553.5L 11 - 34UN
Sat 9/6 Charlotte vs North Carolina+16.549.5L 3 - 20UN
Sat 9/13 Charlotte vs Monmouth-3.066.5W 42 - 35OY
Thu 9/18 Charlotte vs Rice+2.542.5
BYE WEEK
Fri 10/3 Charlotte at South Florida+23
Sat 10/11 Charlotte at Army+13
Sat 10/18 Charlotte vs Temple+13
Fri 10/24 Charlotte vs North Texas+19
BYE WEEK
Sat 11/8 Charlotte at East Carolina+21
Sat 11/15 Charlotte vs UTSA+14.5
Sat 11/22 Charlotte at Georgia+46
Sat 11/29 Charlotte at Tulane+24

Total: Elite: 1, Good: 2, Avg 1, Bad 5, Poor 3
Played: Elite: 0, Good: 0, Avg 0, Bad 1, Poor 0
Future: Elite: 1, Good: 2, Avg 1, Bad 4, Poor 3
Wins: Elite: 0, Good: 0, Avg: 0, Bad: 0, Poor: 0
Losses: Elite: 0, Good: 0, Avg: 0, Bad: 1, Poor: 0

Predictions for Charlotte's Schedule

Important Stats (2025)
 Teams                  Off Explosive.Off SuccessPPGRush SuccessOL Yds Per AttRush YPGPass SuccessPass YPGOff ScoreZoneDef Explosive.Def SuccessDef PPGRunD SuccessPass D SuccessDef ScoreZonePenalty YPGTO PGDef TO PG
UNC#98 (.11)38% (105)2536% (116)2.73 (94)13041% (86)1494.15 (62)#43 (.05)38% (63)1932% (20)44% (98)1.73 (10)43.31.32
CHAR#89 (.14)44% (65)18.741% (91)1.92 (132)9447% (42)2583.24 (108)#110 (.24)50% (127)29.752% (126)49% (119)4.32 (99)66.72.30.3
 Teams                  Off Explosive.Off SuccessPPGRush SuccessOL Yds Per AttRush YPGPass SuccessPass YPGOff ScoreZoneDef Explosive.Def SuccessDef PPGRunD SuccessPass D SuccessDef ScoreZonePenalty YPGTO PGDef TO PG
UNC#65 (.2)42% (80)47% (34)3.32 (22)17537% (114)2164.08 (52)#70 (.17)41% (53)44% (82)37% (26)4.01 (90)59.81.21.2
CHAR#116 (.1)37% (122)39% (110)2.75 (113)11935% (120)2243.9 (70)#113 (.25)45% (107)48% (111)42% (83)3.87 (81)65.31.81



Overall Stats 2025
 Teams                  GamesPPGPPG H/RSuccess RatePts PerOppTO1stD PGTotalYds PGRushYds PGPassYdsPGRYPARun RatePass RateRun SuccessPass SuccessHavoc RateTotal PPA
UNC Offense3252038.2%4.151.3142791301494.357%43%36%41%17%.11
CHAR Defense329.727.550.2%4.320.3 - - - - - 40%60%52%49%10%.24
 Teams                  GamesPPGPPG H/RSuccess RatePts PerOppTO1stD PGTotalYds PGRushYds PGPassYdsPGRYPARun RatePass RateRun SuccessPass SuccessHavoc RateTotal PPA
UNC Defense319338.2%1.732 - - - - - 47%53%32%44%14%.05
CHAR Offense318.722.543.9%3.242.322352942582.949%50%41%47%16%.14

Additional Stats 2025
 Teams                  GamesPossession Time1st Downs PG3rd Down %4th Down %Penalties PGPenalty Yds PGOff TO PGDef TO PGTFL PGSacks PGD/ST TDsAvg Field Pos
North Carolina326:3013.733%67%443.31.3241.3034.1
Charlotte329:5021.745%60%7.766.72.30.351.7027.8
Run Game Stats (2025)
 Teams                  GamesRun Play RateRun Play SuccessRush Att PGRush Yds PGRush Yds Per AttRushing TDsRun Pred Pts AddedOL Yds Per Att3rd/4th & ShortFront 7 HavocRun Play Explosivness
UNC Offense357% (29)36% (116)30.7130.34.34 (79).1 (84)2.73 (94)67% (86)13% (127)1.13 (38)
CHAR Defense340% (13)52% (126) - - - - .11 (93)3.08 (102)73% (77)7% (106)0.71 (19)
 Teams                  GamesRun Play RateRun Play SuccessRush Att PGRush Yds PGRush Yds Per AttRushing TDsRun Pred Pts AddedOL Yds Per Att3rd/4th & ShortFront 7 HavocRun Play Explosivness
UNC Defense347% (52)32% (20) - - - - -.13 (17)1.54 (4)86% (112)7% (106)0.82 (41)
CHAR Offense349% (78)41% (91)32.793.72.93 (95)-.06 (121)1.92 (132)77% (45)9% (73)0.77 (118)

Pass Game Stats (2025)
 Teams                  GamesPassPlay RatePassPlay SuccessComp PGAtt PGYds PGYds PAYds PCTDs    Ints    PassPlays PPAPassPlays ExplPassDowns RatePassDowns Succ RatePassDowns PPADB HavocPassDowns Expl
UNC Offense343% (104)41% (86)13.321.7148.76.911.24 (72)2 (60).13 (106)1.6 (46)28% (49)30% (84).38 (58)4% (39)2.2 (42)
CHAR Defense360% (128)49% (119) - - - - - - 0.32 (105)1.4 (47)31% (89)33% (95).25 (65)3% (125)1.8 (48)
 Teams                  GamesPassPlay RatePassPlay SuccessComp PGAtt PGYds PGYds PAYds PCTDs    Ints    PassPlays PPAPassPlays ExplPassDowns RatePassDowns Succ RatePassDowns PPADB HavocPassDowns Expl
UNC Defense353% (88)44% (98) - - - - - - 4 (12).21 (67)1.4 (44)33% (73)30% (75).27 (67)6% (56)2 (74)
CHAR Offense350% (61)47% (42)21.3322588.112.14 (72)4 (121).36 (56)1.6 (40)32% (83)35% (49).33 (71)8% (118)1.7 (109)

North Carolina's Power Ratings
North Carolina's Power Rating: 3.75 #70
North Carolina's Offense Rating: 9.15 #84
North Carolina's Defense Rating: 5.40 #58
2025 Talent Rating: 938.00 #17
Blue Chip Ratio: 17% #29
North Carolina's 2025 Expected Record: 5.5 - 6.5
North Carolina's 2025 Overall SP+ Rating: 0.1 #72
North Carolina's Offense SP+ Rating: 27.6 #69
North Carolina's Defense SP+ Rating: 27.6 #73

Average Talent
Average ACC Talent Rating is 852.82
Average Power Five Talent: 877.82
Average FBS Talent: 715.85

Power Ratings Matchup
North Carolina: 3.75   Charlotte: -14.295

SP+ Ratings Matchup
North Carolina: 0.1   Charlotte: -17.3




Charlotte's Power Ratings
Charlotte's Power Rating: -14.295 #120
Charlotte's Offense Rating: 3.08 #113
Charlotte's Defense Rating: 19.37 #116
2025 Talent Rating: 588.00 #97
Blue Chip Ratio: 3 #65
Charlotte's 2025 Expected Record: 2.3 - 9.7
Charlotte's 2025 Overall SP+ Rating: -17.3 #124
Charlotte's Offense SP+ Rating: 19.0 #118
Charlotte's Defense SP+ Rating: 36.3 #123

Average Talent
Average American Athletic Talent Rating is 575.29
Average Power Five Talent: 877.82
Average FBS Talent: 715.85


North Carolina Scoring
Offense: 25 PPG
Offense on Road: 20
Defense: 19 PPG
Defense on Road: 3

North Carolina's 2025 Record
Record: 2 - 1
Record vs Spread: 2 - 1 - 0
Record on Road: 1 - 0
Record vs Spread on Road: 1 - 0 - 0
Record as Fav vs Spread: 2 - 0 - 0
Record as Road Fav vs Spread: 1 - 0 - 0
Projected Score
North Carolina 31
Charlotte 15


Total Points: 45

Charlotte Scoring
Offense: 18.7 PPG
Offense at Home: 22.5
Defense: 29.7 PPG
Defense at Home: 27.5

Charlotte's 2025 Record
Record: 1 - 2
Record vs Spread: 1 - 2 - 0
Record at home: 1 - 1
Record vs Spread at home: 1 - 1 - 0
Record as Dog vs Spread: 0 - 2 - 0
Record as Home Dog vs Spread: 0 - 1 - 0


YearDateHomeScoreAwayScoreWinnerSpreadCoverTotalO/U
202509/06Charlotte3North Carolina20North CarolinaNorth Carolina -16.5North Carolina49.5Under
202409/07North Carolina38Charlotte20North CarolinaNorth Carolina -21.5Charlotte47.5Over
TeamWinsCoversO/U
Charlotte011 Overs
North Carolina211 Unders

WinsCoversFavsDogs
Home Teams1 - 10 - 20 - 10 - 1
Road Teams1 - 12 - 01 - 01 - 0

(#70) North Carolina Info
Power Rating: 3.75 #70
Offense Rating: 9.15 #84
Defense Rating: 5.40 #58
Overall SP+ Rating: 0.1 #72
Offense SP+ Rating: 27.6 #69
Defense SP+ Rating: 27.6 #73
Talent Rating: 938.00 #17
Blue Chip Ratio: 17% #29
Expected Record: 5.5 - 6.5

Team Profile
Run heavy Offense 57%, Pass: 43%
Poor Offense Success Rate of 38%
Poor Offensive Explosiveness
Avg in Scoring Position 4.15 PPO
Awful Run Success 36%
Bad Pass Success 41%
Avg OL Grades, Poor OL Yds Per Rush
Good DL Grades, Poor Sacks/Turnovers
Avg Defense Success Rate of 38%
Great in Scoring Position 1.73 PPO
Great Run Def Success 32%
Poor Pass Def Success 44%
Poor Pressure/Havoc/Forcing TOs
Avg Field Position

North Carolina has lost 1 straight
Record on Road: 1 - 0 (1 - 0 - 0 vs Spread )

North Carolina Notes
(8/27) QB1 - Gio Lopez has won starting job in fall
(5/11) One of the most exp'd OLs, but 52% from portals
(4/17) QB Lopez (S Al) added post spring.
(4/17) NFL style not open to fans/media. We'll see
(4/17) Is Lopez QB1? Have Johnson (Inj)/Browne (PU)
(3/21) RB rebuild. Some options, SO Gause has exp
(3/21) WR/TE rebuild. Have some talented options
(3/21) OL rebuild 1/5 back. 5 portal adds.
(3/21) Def - Run Def awful LY. Have some DE's
(3/21) Nearly 1/2 roster new TY. New staff

North Carolina Highlights
North Carolina defense is really good in red zone (#10)
North Carolina has a good run defense (#20)
North Carolina Stuffs a lot of Run Plays (#15)
North Carolina Defensive Line is very good (#4)
North Carolina commits very few Penalties (#25)
North Carolina defense Intercepts a lot of Passes (#12)

North Carolina Deficiencies
North Carolina offense is really bad (#105)
North Carolina run game is really bad (#116)
North Carolina offense is bad on 3rd Downs

Performance GradesPerf Grades
CategoryCatCHARUNC
OverallOver#92#42
OffenseOff#74#71
DefenseDef#104#30
Special TeamsST#63#72
PassingPass#37#62
RushingRush#94#100
Run BlockRBLK#87#46
Pass BlockPBLK#107#10
Route RunningWR Rt#28#71
TacklingTkl#49#27
Run DefenseR Def#100#37
Pass Rush DefPRush#92#35
Coverage DefCov#100#39

Rematch from Week 2
North Carolina 16.5 (49.5)
North Carolina won at Charlotte this year (20-3)

Previous Matchups
North Carolina beat Charlotte last year (38-20)

Weather Forecast
Playing in Jerry Richardson Stadium
Conditions:
Temp: 0°

Team Information
Injuries: UNC | CHAR
Depth Chart: UNC | CHAR
Rosters: UNC | CHAR
(#120) Charlotte Info
Power Rating: -14.295 #120
Offense Rating: 3.08 #113
Defense Rating: 19.37 #116
Overall SP+ Rating: -17.3 #124
Offense SP+ Rating: 19.0 #118
Defense SP+ Rating: 36.3 #123
Talent Rating: 588.00 #97
Blue Chip Ratio: 3 #65
Expected Record: 2.3 - 9.7

Team Profile
Balanced offense, Pass: 50%, Run: 49%
Avg Offense Success Rate of 44%
Bad Offensive Explosiveness
Poor in Scoring Position 3.24 PPO
Poor Run Success 41%
Good Pass Success 47%
Poor OL Grades, Awful OL Yds Per Rush
Bad DL Grades, Poor Sacks/Turnovers
Awful Defense Success Rate of 50%
Poor in Scoring Position 4.32 PPO
Awful Run Def Success 52%
Awful Pass Def Success 49%
Awful Pressure/Havoc/Forcing TOs
Bad Field Position

Charlotte has lost 1 straight
Charlotte has lost 1 straight at Home
Record at home: 1 - 1 (1 - 1 - 0 vs Spread)

Charlotte Notes
(8/30) QB Harrell bad, Run game putrid vs App St
(8/30) Def torched for 580+ vs App St, Pass D worse?
(3/24) QB Connor Harrell (NC) or G Loftis (Duke)
(3/24) RB rebuild. Chaney (Lou) added, depth?
(3/24) WR complete rebuild. 5 portals.
(3/24) OL rebuild 1/5 back. Only 1 portal add?

Charlotte Highlights
Charlotte offense is good on 3rd downs
Charlotte defense Intercepts a lot of Passes (#)

Charlotte Deficiencies
Charlotte has a really bad Offense
Charlotte has a bad TO Margin (#125)
Charlotte Fumbles a Lot (#113)
Charlotte Can Not Run the Ball (#124)
Charlotte Commits a Lot of Penalties (#109)
Charlotte throws a Lot of Interceptions (#121)
Charlotte Runs Get Stuffed a Lot (#104)
Charlotte offense is bad in Scoring Opportunities (#108)
Charlotte has a bad defense (#127)
Charlotte Does Not Stuff Runs (#118)
Charlotte has a bad defensive line (#102)


  
North Carolina's OC Freddie Kitchens
Player NameCOMPATTPCTYDSTDINTYPA
Giovanni Lopez315359%343316.5
Max Johnson91182%103109.4
Player NameCARYDSTDYPCLONG
Demon June2320018.750
Giovanni Lopez277412.712
Caleb Hood154613.19
Davion Gause154312.912
Player NameRECYDSTDYPCLONG
Jordan Shipp10149214.939
Chris Culliver489122.351
Javarius Green688014.739
Jake Johnson43218.011

View North Carolina's Full Roster
North Carolina's DC Stephen Belichick
Top DefTackTFLSACKSPRESSPD
Andrew Simpson (Tr)224100
Khmori House (Tr)182010
Mikai Gbayor (Tr)162100
Kaleb Cost130000
SacksTackTFLSACKSPRESSPD
Melkart Abou-Jaoude (Tr)82220
Andrew Simpson (Tr)224100
Mikai Gbayor (Tr)162100
Joseph Mupoyi (Tr)20010
Pass DTackTFLSACKSPRESSPD
Thaddeus Dixon (Tr)80003
Marcus Allen80003
Jaiden Patterson60001

Charlotte's OC Todd Fitch
Player NameCOMPATTPCTYDSTDINTYPA
Conner Harrell (Tr)568368%664428.0
Grayson Loftis (Tr)81362%110028.5
Player NameCARYDSTDYPCLONG
C.J. Stokes329603.016
Rod Gainey Jr.239414.111
Conner Harrell (Tr)254521.817
Cameren Smith (Tr)142902.19
Player NameRECYDSTDYPCLONG
E. Jai Mason16284317.862
Javen Nicholas (Tr)17177010.428
Miles Burris672012.017
Justin Olson256028.047

View Charlotte's Full Roster
Charlotte's DC Nate Faanes
Top DefTackTFLSACKSPRESSPD
Ja'Qurious Conley200000
Shay Taylor (Tr)192110
Jamarrion Solomon (Tr)142010
Collin Gill (Tr)131000
SacksTackTFLSACKSPRESSPD
Reid Williford113200
Curtis Simpson (Tr)102220
Macyo Williams (Tr)41100
Shay Taylor (Tr)192110
Pass DTackTFLSACKSPRESSPD
Dwight Bootle II (Tr)70001
Braden Mullen (Tr)10001
Gavin Willis (Tr)50001