Temple at Charlotte - 2025 Matchup Preview
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Temple Owls at Charlotte 49ers

Charlotte logo
Saturday, October 18th 2025 (3:30 PM EDT)
Temple -10 (47.5) (-395)  Open: -12.5
Temple 49 - Charlotte: 14  (American Athletic)

 
Owls (5 - 7) (7 - 5 - 0)
Coach K. C. Keeler (0 - 0)
Avg Score : 28 - 30 (32 - 29 on Road)
Record Prediction: 5 - 7 (#86)
'25 Opponents: (Elite: 0) (Good: 0) (Avg: 1) (Bad: 5)
Our Line: Temple -14  (SP+ TEM -21.5)
Projected Score: TEM: 33 - CHAR: 19 (52)
TEM Win prob: 77% | Cover: 50%
TEM Travel: 440 miles
49ers (1 - 11) (6 - 6 - 0)
Coach Tim Albin (0 - 0)
Avg Score : 14 - 36 (17 - 36 @ Home)
Record Prediction: 1 - 11 (#133)
'25 Opponents: (Elite: 1) (Good: 0) (Avg: 2) (Bad: 3)
 
Temple's 2025 Schedule
DateMatchupSpreadTotalResultO/UCover
Sat 8/30 Temple at Massachusetts-3.051.5W 42 - 10OY
Sat 9/6 Temple vs Howard-28.047.0W 55 - 7OY
Sat 9/13 Temple vs Oklahoma+23.550.5L 3 - 42UN
Sat 9/20 Temple at Georgia Tech+24.552.5L 24 - 45OY
BYE WEEK
Sat 10/4 Temple vs UTSA+6.558.5W 27 - 21UY
Sat 10/11 Temple vs Navy+10.052.5L 31 - 32OY
Sat 10/18 Temple at Charlotte-10.047.5W 49 - 14OY
Sat 10/25 Temple at Tulsa-4.552.5W 38 - 37ON
Sat 11/1 Temple vs East Carolina+5.558.5L 14 - 45ON
Sat 11/8 Temple at Army+7.545.5L 13 - 14UY
BYE WEEK
Sat 11/22 Temple vs Tulane+7.554.5L 13 - 37UN
Fri 11/28 Temple at North Texas+20.065.5L 25 - 52ON

Total: Elite: 1, Good: 1, Avg 3, Bad 3, Poor 3
Played: Elite: 1, Good: 1, Avg 2, Bad 0, Poor 1
Future: Elite: 0, Good: 0, Avg 1, Bad 3, Poor 2
Wins: Elite: 0, Good: 0, Avg: 1, Bad: 0, Poor: 1
Losses: Elite: 1, Good: 1, Avg: 1, Bad: 0, Poor: 0

Predictions for Temple's Schedule
Charlotte's 2025 Schedule
DateMatchupSpreadTotalResultO/UCover
Fri 8/29 Charlotte vs App State+8.553.5L 11 - 34UN
Sat 9/6 Charlotte vs North Carolina+16.549.5L 3 - 20UN
Sat 9/13 Charlotte vs Monmouth-3.066.5W 42 - 35OY
Thu 9/18 Charlotte vs Rice+1.541.5L 17 - 28ON
BYE WEEK
Fri 10/3 Charlotte at South Florida+28.554.5L 26 - 54OY
Sat 10/11 Charlotte at Army+17.545.5L 7 - 24UY
Sat 10/18 Charlotte vs Temple+10.047.5L 14 - 49ON
Fri 10/24 Charlotte vs North Texas+25.560.5L 20 - 54ON
BYE WEEK
Sat 11/8 Charlotte at East Carolina+29.556.5L 22 - 48OY
Sat 11/15 Charlotte vs UTSA+16.557.5L 7 - 28UN
Sat 11/22 Charlotte at Georgia+42.553.5L 3 - 35UY
Sat 11/29 Charlotte at Tulane+31.552.5L 0 - 27UY

Total: Elite: 1, Good: 1, Avg 2, Bad 4, Poor 3
Played: Elite: 0, Good: 1, Avg 0, Bad 2, Poor 2
Future: Elite: 1, Good: 0, Avg 2, Bad 2, Poor 1
Wins: Elite: 0, Good: 0, Avg: 0, Bad: 0, Poor: 0
Losses: Elite: 0, Good: 1, Avg: 0, Bad: 2, Poor: 2

Predictions for Charlotte's Schedule
Important Stats (2024)
 Teams                  Off Explosive.Off SuccessPPGRush SuccessOL Yds Per AttRush YPGPass SuccessPass YPGOff ScoreZoneDef Explosive.Def SuccessDef PPGRunD SuccessPass D SuccessDef ScoreZonePenalty YPGTO PGDef TO PG
TEM#128 (.04)32% (132)27.832% (133)2.58 (127)9333% (127)2163.57 (97)#100 (.23)41% (63)29.743% (67)40% (63)4.18 (106)45.121.3
CHAR#116 (.1)37% (122)14.339% (110)2.75 (113)11935% (120)2243.9 (70)#113 (.25)45% (107)36.348% (111)42% (83)3.87 (81)65.31.81
 Teams                  Off Explosive.Off SuccessPPGRush SuccessOL Yds Per AttRush YPGPass SuccessPass YPGOff ScoreZoneDef Explosive.Def SuccessDef PPGRunD SuccessPass D SuccessDef ScoreZonePenalty YPGTO PGDef TO PG
TEM0%0%000%000%0%0%0000
CHAR0%0%000%000%0%0%0000



Overall Stats 2024
 Teams                  GamesPPGPPG H/RSuccess RatePts PerOppTO1stD PGTotalYds PGRushYds PGPassYdsPGRYPARun RatePass RateRun SuccessPass SuccessHavoc RateTotal PPA
TEM Offense1227.831.832.4%3.57216309932162.945%55%32%33%20%.04
CHAR Defense1236.335.745.3%3.871 - - - - - 56%44%48%42%15%.25
 Teams                  GamesPPGPPG H/RSuccess RatePts PerOppTO1stD PGTotalYds PGRushYds PGPassYdsPGRYPARun RatePass RateRun SuccessPass SuccessHavoc RateTotal PPA
TEM Defense1229.728.741.2%4.181.3 - - - - - 57%42%43%40%12%.23
CHAR Offense1214.317.237.1%3.91.8173431192243.747%52%39%35%17%.1

Additional Stats 2024
 Teams                  GamesPossession Time1st Downs PG3rd Down %4th Down %Penalties PGPenalty Yds PGOff TO PGDef TO PGTFL PGSacks PGD/ST TDsAvg Field Pos
Temple1230:1215.632%42%5.645.121.33.81.2128.2
Charlotte1228:3717.330%42%7.865.31.814.91.2126.1
Run Game Stats (2025)
 Teams                  GamesRun Play RateRun Play SuccessRush Att PGRush Yds PGRush Yds Per AttRushing TDsRun Pred Pts AddedOL Yds Per Att3rd/4th & ShortFront 7 HavocRun Play Explosivness
TEM Offense1245% (107)32% (133)32.193.32.910 (122)-.04 (128)2.58 (127)71% (86)13% (123)0.94 (81)
CHAR Defense1256% (118)48% (111) - - - - .19 (104)3.27 (106)68% (35)8% (114)0.96 (57)
 Teams                  GamesRun Play RateRun Play SuccessRush Att PGRush Yds PGRush Yds Per AttRushing TDsRun Pred Pts AddedOL Yds Per Att3rd/4th & ShortFront 7 HavocRun Play Explosivness
TEM Defense1257% (128)43% (67) - - - - .23 (119)3.18 (94)78% (100)7% (126)1.17 (126)
CHAR Offense1247% (88)39% (110)32.3118.73.716 (90).09 (93)2.75 (113)68% (105)11% (106)1.1 (24)

Pass Game Stats (2025)
 Teams                  GamesPassPlay RatePassPlay SuccessComp PGAtt PGYds PGYds PAYds PCTDs    Ints    PassPlays PPAPassPlays ExplPassDowns RatePassDowns Succ RatePassDowns PPADB HavocPassDowns Expl
TEM Offense1255% (30)33% (127)20.234.32166.310.716 (87)14 (115).13 (116)1.7 (38)39% (132)23% (129).18 (112)7% (105)2.1 (48)
CHAR Defense1244% (18)42% (83) - - - - - - 10 (66).34 (112)1.8 (122)31% (92)33% (107).57 (132)6% (51)2.4 (133)
 Teams                  GamesPassPlay RatePassPlay SuccessComp PGAtt PGYds PGYds PAYds PCTDs    Ints    PassPlays PPAPassPlays ExplPassDowns RatePassDowns Succ RatePassDowns PPADB HavocPassDowns Expl
TEM Defense1242% (8)40% (63) - - - - - - 9 (76).27 (84)1.6 (79)30% (100)29% (48).29 (62)5% (105)1.9 (41)
CHAR Offense1252% (46)35% (120)14.829.4224.17.615.216 (87)14 (115).12 (120)1.9 (6)35% (123)29% (96).23 (103)6% (57)2.3 (3)

Temple's Power Ratings
Temple's Power Rating: -13.99  #116
Temple's Offense Rating: 13.54  #66
Temple's Defense Rating: 27.53  #136
2025 Talent Rating: 522.00  #114
Blue Chip Ratio: 0%  #101
Temple's 2025 Expected Record: 5.0 - 7.0
Temple's 2025 Overall SP+ Rating: -5.1  #88
Temple's Offense SP+ Rating: 27.1  #68
Temple's Defense SP+ Rating: 33.2  #109

Average Talent
Average American Athletic Talent Rating is 575.29
Average Power Five Talent: 877.82
Average FBS Talent: 715.76

Power Ratings Matchup
Temple: -13.99   Charlotte: -23.55

SP+ Ratings Matchup
Temple: -5.1   Charlotte: -26.7




Charlotte's Power Ratings
Charlotte's Power Rating: -23.55  #135
Charlotte's Offense Rating: -0.08  #134
Charlotte's Defense Rating: 25.32  #132
2025 Talent Rating: 588.00  #97
Blue Chip Ratio: 3  #65
Charlotte's 2025 Expected Record: 1.0 - 11.0
Charlotte's 2025 Overall SP+ Rating: -26.7  #134
Charlotte's Offense SP+ Rating: 14.5  #132
Charlotte's Defense SP+ Rating: 39.8  #132

Average Talent
Average American Athletic Talent Rating is 575.29
Average Power Five Talent: 877.82
Average FBS Talent: 715.76


Temple Scoring
Offense: 27.8 PPG
Offense on Road: 31.8
Defense: 29.7 PPG
Defense on Road: 28.7

Temple's 2025 Record
Record: 5 - 7
Record vs Spread: 7 - 5 - 0
Over/Under Record: 8 - 4
Record on Road: 3 - 3
Record vs Spread on Road: 4 - 2 - 0
Record as Fav vs Spread: 3 - 1 - 0
Record as Road Fav vs Spread: 2 - 1 - 0
Projected Score
Temple 33
Charlotte 19


Projected Total Points: 52
Charlotte Scoring
Offense: 14.3 PPG
Offense at Home: 17.2
Defense: 36.3 PPG
Defense at Home: 35.7

Charlotte's 2025 Record
Record: 1 - 11
Record vs Spread: 6 - 6 - 0
Over/Under Record: 6 - 6
Record at home: 1 - 5
Record vs Spread at home: 1 - 5 - 0
Record as Dog vs Spread: 5 - 6 - 0
Record as Home Dog vs Spread: 0 - 5 - 0


YearDateHomeScoreAwayScoreSpreadCoverTotalO/U
202510/18Charlotte14Temple49Temple -10Temple47.5Over
201609/24Temple48Charlotte20Temple -29.5Charlotte52.0Over
201510/02Charlotte3Temple37Temple -23.5Temple43.0Under
TeamWinsCoversO/U
Charlotte012 Overs
Temple321 Unders

WinsCoversFavsDogs
Home Teams1 - 20 - 30 - 10 - 2
Road Teams2 - 13 - 02 - 01 - 0

(#116) TEM at (#135) CHAR
Overall StatsOvr
CategoryCatTEMCHAR
Net PPPPPPNRNR
Power RatePwr #116 #135
SP+SP+ #88 #134
Perf GradeGrade #79 #129
OffenseOff #39 #113
DefenseDef #121 #132
Spec TeamsST #94 #129
TalentTal #114 #97
Blue ChipsBC% #101 #65
Temple Notes
(10/20) QB Evan Simon has 16 TDs and 0 INTs thru 7 games!
(10/19) Only losses to Navy & paycheck games, Off been good
(10/12) Box score W in Navy L, OG'd mids by 120 yds. Oof
(10/12) Fringe bowl team, incredible job by staff
(9/24) Keeler looks like a HC that plays to cover
(8/30) Blasted UMass, Off good, QB Simon 6 TDs!
(7/13) QB1? Chiccitt (RMU), Simon, McCoy (Tx St)
(3/24) HC Keeler incredible hire for Temple
(3/24) RB bad LY, Ducker (SHSU) added, Smith exp'd
(3/24) WR complete rebuild. Jones/Adams some exp
(3/24) OL 3/5 back, 2 more w/ exp. Need better
(3/24) Def awful LY, 8 portal adds. New DC
Temple Injury Report
Charlotte Notes
(10/19) Team is awful, Off is bad but Def is worse.
(10/4) QB1 is now Zach Wilcke, played OK in USF blowout
(10/4) Off is still really bad, can't run. 3 QBs thru wk 6
(10/2) QB1 Connor Harrell out for season (knee), Loftis QB1
(9/18) WR E. Jai Mason a baller to watch. QB meh
(9/18) Run Off awful, Run Def bad. Not much hope
(9/18) Tim Albin very good coach but roster is bad
(8/30) QB Harrell bad, Run game putrid vs App St
(8/30) Def torched for 580+ vs App St, Pass D worse?
(3/24) QB Connor Harrell (NC) or G Loftis (Duke)
(3/24) RB rebuild. Chaney (Lou) added, depth?
(3/24) WR complete rebuild. 5 portals.
Charlotte Injury Report
Temple on Offense
Balanced offense, Pass: 49%, Run: 50%
CategoryCat
TEM OffCHAR Def
PPPOffPPPNRNR
Perf GradePerf #39 #132
SuccessSuc #132 #107
ExplosiveExp #29 #85
PPAPPA #128 #113
PowerPwr #66 #132
SP+SP+ #68 #132
Pts POPPO #97 #81
HavocHav #125 #87
Temple Run Game
Balanced offense, Pass: 49%, Run: 50%
CategoryCat
TEM OffCHAR Def
Run GameRun #76 #130
Run SuccessRSuc #133 #111
Run ExplRExp #81 #57
PPAExp #128 #104
Run BlockR Blk #24 -
OL YdsOLY #127 #106
Stuff RateStuff #111 #100
TackleTak -  #129
Temple Pass Game
Balanced offense, Pass: 49%, Run: 50%
CategoryCat
TEM OffCHAR Def
Pass GamePass #73 #122
Pass SuccessPSuc #127 #83
Pass ExplPExl #38 #122
PPAExp #116 #112
Pass Rush/BlockP Blk #42 #121
F7 HavocF7 #123 #114
DB HavocDB #105 #51
Charlotte on Offense
Pass heavy Offense 54%, Run: 44%
CategoryCatCHAR OffTEM Def
PPPDefPPPNRNR
Perf GradePerf #113 #121
SuccessSuc #122 #63
ExplosiveExp #2 #108
PPAPPA #116 #100
PowerPwr #134 #136
SP+SP+ #132 #109
Pts POPPO #70 #106
HavocHav #92 #126
Charlotte Run Game
Pass heavy Offense 54%, Run: 44%
CategoryCat
CHAR OffTEM Def
Run GameRun #136 #106
Run SuccessRSuc #110 #67
Run ExplRExp #24 #126
PPAExp #93 #119
Run BlockR Blk #104 -
OL YdsOLY #113 #94
Stuff RateStuff #109 #109
TackleTak -  #66
Charlotte Pass Game
Pass heavy Offense 54%, Run: 44%
CategoryCatCHAR OffTEM Def
Pass GamePass #77 #119
Pass SuccessPSuc #120 #63
Pass ExplPExl #6 #79
PPAExp #120 #84
Pass Block/RushP Blk #126 #86
F7 HavocF7 #106 #126
DB HavocDB #57 #105
Program Comparison
CHAR 5 Year Profile: Consistent Poor G5
'25 Profile: Remains Poor G5

TEM 5 Year Profile: Improving Below Avg G5
'25 Profile: Up to Average G5

Weather Forecast
Playing in Jerry Richardson Stadium
Conditions:
Temp: 0°
Rematch from Week 8
Temple 10.0 (47.5)
Temple won at Charlotte this year (49-14)

Previous Matchups
Temple beat Charlotte last year (49-14)

  
TEM's OC Tyler Walker (in his first season)
Player NameCOMPATTPCTYDSTDINTYPA
Evan Simon19031461%20982526.7
Gevani McCoy (Tr)243373%256207.8
Player NameCARYDSTDYPCLONG
Jevyon Ducker15780975.255
Hunter Smith (Tr)6240326.572
Evan Simon7519122.534
Keveun Mason2816716.029
Player NameRECYDSTDYPCLONG
Jovanni Bermudez39501412.838
Kajiya Hollawayne39489612.546
Peter Clarke30483616.150
Colin Chase (Tr)40414410.442

View Temple's Full Roster

TEM's DC Brian Smith (in his first season)
Top DefTackTFLSACKSPRESSPD
Curly Ordonez698113
Avery Powell (Tr)541001
Jaylen Castleberry (Tr)451007
Eric Stuart442010
SacksTackTFLSACKSPRESSPD
Cam'Ron Stewart3211541
Sekou Kromah145301
Curly Ordonez698113
Charles Calhoun113120
Pass DTackTFLSACKSPRESSPD
Jaylen Castleberry (Tr)451007
Ben Osueke300007
Curly Ordonez698113

CHAR's OC Todd Fitch (in his first season)
Player NameCOMPATTPCTYDSTDINTYPA
Grayson Loftis (Tr)12823255%1415886.1
Conner Harrell (Tr)649667%737427.7
Player NameCARYDSTDYPCLONG
Rod Gainey Jr.7426013.537
Cameren Smith (Tr)6222003.513
Jariel Cobb (Tr)5119003.721
C.J. Stokes4814913.121
Player NameRECYDSTDYPCLONG
Javen Nicholas (Tr)60740512.364
Sean Brown36508114.146
E. Jai Mason31423413.662
Miles Burris1413409.618

View Charlotte's Full Roster

CHAR's DC Nate Faanes (in his first season)
Top DefTackTFLSACKSPRESSPD
Reid Williford746420
Kadin Schmitz (Tr)651032
Ja'Qurious Conley640002
Shay Taylor (Tr)626260
SacksTackTFLSACKSPRESSPD
Reid Williford746420
Curtis Simpson (Tr)315341
Shay Taylor (Tr)626260
Yamil Talib284251
Pass DTackTFLSACKSPRESSPD
Thailand Baldwin (Tr)200004
Ja'Qurious Conley640002
Derrick Edwards191002