Temple at Charlotte - 2025 Matchup Preview
Temple logo Temple Owls at Charlotte 49ersCharlotte logo
Saturday, October 18th 2025 (12:00 AM EDT)
Jerry Richardson Stadium - Charlotte, NC  (American Athletic)

 
Owls (2 - 1) (2 - 1 - 0)
Coach K. C. Keeler (0 - 0)
Avg Score : 33 - 20 (42 - 10 on Road)
Record Prediction: 6.6 - 5.4 (#69)
Wins: (Elite: 0) (Good: 0) (Avg: 0) (Bad: 2)
Losses: (Elite: 1) (Good: 0) (Avg: 0) (Bad: 0)
Future: (Elite: 0) (Good: 1) (Avg: 5) (Bad: 3)
Our Line: Temple -13   (SP+ TEM -8)
Projected Score: TEM: 32 - CHAR: 19 (51)
TEM Win prob: 80% | Cover: 46%
TEM Travel: 440 miles
49ers (1 - 2) (1 - 2 - 0)
Coach Tim Albin (0 - 0)
Avg Score : 19 - 30 (23 - 28 @ Home)
Record Prediction: 2.3 - 9.7 (#133)
Wins: (Elite: 0) (Good: 0) (Avg: 0) (Bad: 1)
Losses: (Elite: 0) (Good: 0) (Avg: 1) (Bad: 1)
Future: (Elite: 1) (Good: 0) (Avg: 5) (Bad: 3)
 
Temple's 2025 Schedule
DateMatchupSpreadTotalResultO/UCover
Sat 8/30 Temple at Massachusetts-3.051.5W 42 - 10OY
Sat 9/6 Temple vs Howard-28.047.0W 55 - 7OY
Sat 9/13 Temple vs Oklahoma+23.550.5L 3 - 42UN
Sat 9/20 Temple at Georgia Tech+23.553.5
BYE WEEK
Sat 10/4 Temple vs UTSA-0.5
Sat 10/11 Temple vs Navy+0.5
Sat 10/18 Temple at Charlotte-13
Sat 10/25 Temple at Tulsa-7
Sat 11/1 Temple vs East Carolina+0.5
Sat 11/8 Temple at Army-2.5
BYE WEEK
Sat 11/22 Temple vs Tulane+3.5
Sat 11/29 Temple at North Texas+8.5

Total: Elite: 1, Good: 1, Avg 5, Bad 1, Poor 4
Played: Elite: 1, Good: 0, Avg 0, Bad 0, Poor 2
Future: Elite: 0, Good: 1, Avg 5, Bad 1, Poor 2
Wins: Elite: 0, Good: 0, Avg: 0, Bad: 0, Poor: 2
Losses: Elite: 1, Good: 0, Avg: 0, Bad: 0, Poor: 0

Predictions for Temple's Schedule
Charlotte's 2025 Schedule
DateMatchupSpreadTotalResultO/UCover
Fri 8/29 Charlotte vs App State+8.553.5L 11 - 34UN
Sat 9/6 Charlotte vs North Carolina+16.549.5L 3 - 20UN
Sat 9/13 Charlotte vs Monmouth-3.066.5W 42 - 35OY
Thu 9/18 Charlotte vs Rice+2.542.5
BYE WEEK
Fri 10/3 Charlotte at South Florida+23
Sat 10/11 Charlotte at Army+13
Sat 10/18 Charlotte vs Temple+13
Fri 10/24 Charlotte vs North Texas+19
BYE WEEK
Sat 11/8 Charlotte at East Carolina+21
Sat 11/15 Charlotte vs UTSA+14.5
Sat 11/22 Charlotte at Georgia+46
Sat 11/29 Charlotte at Tulane+24

Total: Elite: 1, Good: 0, Avg 6, Bad 2, Poor 3
Played: Elite: 0, Good: 0, Avg 1, Bad 0, Poor 2
Future: Elite: 1, Good: 0, Avg 5, Bad 2, Poor 1
Wins: Elite: 0, Good: 0, Avg: 0, Bad: 0, Poor: 1
Losses: Elite: 0, Good: 0, Avg: 1, Bad: 0, Poor: 1

Predictions for Charlotte's Schedule

Important Stats (2025)
 Teams                  Off Explosive.Off SuccessPPGRush SuccessOL Yds Per AttRush YPGPass SuccessPass YPGOff ScoreZoneDef Explosive.Def SuccessDef PPGRunD SuccessPass D SuccessDef ScoreZonePenalty YPGTO PGDef TO PG
TEM#2 (.63)61% (3)33.358% (9)3.92 (5)18365% (1)1956.43 (1)#33 (.02)36% (41)19.737% (56)36% (45)3.4 (65)5401.3
CHAR#89 (.14)44% (65)18.741% (91)1.92 (132)9447% (42)2583.24 (108)#110 (.24)50% (127)29.752% (126)49% (119)4.32 (99)66.72.30.3
 Teams                  Off Explosive.Off SuccessPPGRush SuccessOL Yds Per AttRush YPGPass SuccessPass YPGOff ScoreZoneDef Explosive.Def SuccessDef PPGRunD SuccessPass D SuccessDef ScoreZonePenalty YPGTO PGDef TO PG
TEM#128 (.04)32% (132)32% (133)2.58 (127)9333% (127)2163.57 (97)#100 (.23)41% (63)43% (67)40% (63)4.18 (106)45.121.3
CHAR#116 (.1)37% (122)39% (110)2.75 (113)11935% (120)2243.9 (70)#113 (.25)45% (107)48% (111)42% (83)3.87 (81)65.31.81



Overall Stats 2025
 Teams                  GamesPPGPPG H/RSuccess RatePts PerOppTO1stD PGTotalYds PGRushYds PGPassYdsPGRYPARun RatePass RateRun SuccessPass SuccessHavoc RateTotal PPA
TEM Offense333.34260.9%6.430203781831954.957%43%58%65%8%.63
CHAR Defense329.727.550.2%4.320.3 - - - - - 40%60%52%49%10%.24
 Teams                  GamesPPGPPG H/RSuccess RatePts PerOppTO1stD PGTotalYds PGRushYds PGPassYdsPGRYPARun RatePass RateRun SuccessPass SuccessHavoc RateTotal PPA
TEM Defense319.71035.7%3.41.3 - - - - - 45%54%37%36%19%.02
CHAR Offense318.722.543.9%3.242.322352942582.949%50%41%47%16%.14

Additional Stats 2025
 Teams                  GamesPossession Time1st Downs PG3rd Down %4th Down %Penalties PGPenalty Yds PGOff TO PGDef TO PGTFL PGSacks PGD/ST TDsAvg Field Pos
Temple332:3419.750%100%4.75401.35.32030.3
Charlotte329:5021.745%60%7.766.72.30.351.7027.8
Run Game Stats (2025)
 Teams                  GamesRun Play RateRun Play SuccessRush Att PGRush Yds PGRush Yds Per AttRushing TDsRun Pred Pts AddedOL Yds Per Att3rd/4th & ShortFront 7 HavocRun Play Explosivness
TEM Offense357% (27)58% (9)37.3182.74.93 (95).34 (25)3.92 (5)75% (52)7% (36)0.88 (91)
CHAR Defense340% (13)52% (126) - - - - .11 (93)3.08 (102)73% (77)7% (106)0.71 (19)
 Teams                  GamesRun Play RateRun Play SuccessRush Att PGRush Yds PGRush Yds Per AttRushing TDsRun Pred Pts AddedOL Yds Per Att3rd/4th & ShortFront 7 HavocRun Play Explosivness
TEM Defense345% (37)37% (56) - - - - -.08 (28)3.04 (97)40% (7)10% (69)0.97 (75)
CHAR Offense349% (78)41% (91)32.793.72.93 (95)-.06 (121)1.92 (132)77% (45)9% (73)0.77 (118)

Pass Game Stats (2025)
 Teams                  GamesPassPlay RatePassPlay SuccessComp PGAtt PGYds PGYds PAYds PCTDs    Ints    PassPlays PPAPassPlays ExplPassDowns RatePassDowns Succ RatePassDowns PPADB HavocPassDowns Expl
TEM Offense343% (107)65% (1)16.7241958.111.710 (7)0 (1)1.03 (1)2 (7)28% (40)46% (13).9 (3)2% (4)2.3 (23)
CHAR Defense360% (128)49% (119) - - - - - - 0.32 (105)1.4 (47)31% (89)33% (95).25 (65)3% (125)1.8 (48)
 Teams                  GamesPassPlay RatePassPlay SuccessComp PGAtt PGYds PGYds PAYds PCTDs    Ints    PassPlays PPAPassPlays ExplPassDowns RatePassDowns Succ RatePassDowns PPADB HavocPassDowns Expl
TEM Defense354% (96)36% (45) - - - - - - 3 (28).2 (66)1.3 (29)36% (39)33% (95).42 (101)9% (13)1.7 (40)
CHAR Offense350% (61)47% (42)21.3322588.112.14 (72)4 (121).36 (56)1.6 (40)32% (83)35% (49).33 (71)8% (118)1.7 (109)

Temple's Power Ratings
Temple's Power Rating: 6.27 #66
Temple's Offense Rating: 17.67 #41
Temple's Defense Rating: 11.40 #86
2025 Talent Rating: 522.00 #114
Blue Chip Ratio: 0% #101
Temple's 2025 Expected Record: 6.6 - 5.4
Temple's 2025 Overall SP+ Rating: -9.2 #96
Temple's Offense SP+ Rating: 23.9 #92
Temple's Defense SP+ Rating: 33.1 #106

Average Talent
Average American Athletic Talent Rating is 575.29
Average Power Five Talent: 877.82
Average FBS Talent: 715.85

Power Ratings Matchup
Temple: 6.27   Charlotte: -14.295

SP+ Ratings Matchup
Temple: -9.2   Charlotte: -17.3




Charlotte's Power Ratings
Charlotte's Power Rating: -14.295 #120
Charlotte's Offense Rating: 3.08 #113
Charlotte's Defense Rating: 19.37 #116
2025 Talent Rating: 588.00 #97
Blue Chip Ratio: 3 #65
Charlotte's 2025 Expected Record: 2.3 - 9.7
Charlotte's 2025 Overall SP+ Rating: -17.3 #124
Charlotte's Offense SP+ Rating: 19.0 #118
Charlotte's Defense SP+ Rating: 36.3 #123

Average Talent
Average American Athletic Talent Rating is 575.29
Average Power Five Talent: 877.82
Average FBS Talent: 715.85


Temple Scoring
Offense: 33.3 PPG
Offense on Road: 42
Defense: 19.7 PPG
Defense on Road: 10

Temple's 2025 Record
Record: 2 - 1
Record vs Spread: 2 - 1 - 0
Record on Road: 1 - 0
Record vs Spread on Road: 1 - 0 - 0
Projected Score
Temple 32
Charlotte 19


Total Points: 51

Charlotte Scoring
Offense: 18.7 PPG
Offense at Home: 22.5
Defense: 29.7 PPG
Defense at Home: 27.5

Charlotte's 2025 Record
Record: 1 - 2
Record vs Spread: 1 - 2 - 0
Record at home: 1 - 1
Record vs Spread at home: 1 - 1 - 0


YearDateHomeScoreAwayScoreWinnerSpreadCoverTotalO/U
201609/24Temple48Charlotte20TempleTemple -29.5Charlotte52.0Over
201510/02Charlotte3Temple37TempleTemple -23.5Temple43.0Under
TeamWinsCoversO/U
Charlotte011 Overs
Temple211 Unders

WinsCoversFavsDogs
Home Teams1 - 10 - 20 - 10 - 1
Road Teams1 - 12 - 01 - 01 - 0

(#66) Temple Info
Power Rating: 6.27 #66
Offense Rating: 17.67 #41
Defense Rating: 11.40 #86
Overall SP+ Rating: -9.2 #96
Offense SP+ Rating: 23.9 #92
Defense SP+ Rating: 33.1 #106
Talent Rating: 522.00 #114
Blue Chip Ratio: 0% #101
Expected Record: 6.6 - 5.4

Team Profile
Run heavy Offense 57%, Pass: 43%
Great Offense Success Rate of 61%
Good Offensive Explosiveness
Great in Scoring Position 6.43 PPO
Great Run Success 58%
Great Pass Success 65%
Avg OL Grades, Great OL Yds Per Rush
Good DL Grades, Bad Sacks/Turnovers
Good Defense Success Rate of 36%
Avg in Scoring Position 3.4 PPO
Avg Run Def Success 37%
Avg Pass Def Success 36%
Good Pressure/Havoc/Forcing TOs
Bad Field Position

Temple has lost 4 straight
Temple has lost 1 straight on the Road
Record on Road: 1 - 0 (1 - 0 - 0 vs Spread )

Temple Notes
(8/30) Blasted UMass, Off good, QB Simon 6 TDs!
(7/13) QB1? Chiccitt (RMU), Simon, McCoy (Tx St)
(3/24) HC Keeler incredible hire for Temple
(3/24) RB bad LY, Ducker (SHSU) added, Smith exp'd
(3/24) WR complete rebuild. Jones/Adams some exp
(3/24) OL 3/5 back, 2 more w/ exp. Need better
(3/24) Def awful LY, 8 portal adds. New DC
(3/24) OC Walker was Montana State OC
(3/24) DC Smith was DC @ Rice? Meh

Temple Highlights
Temple offense is efficent (#3)
Temple offense is explosive (#26)
Temple has a top Offensive Line (#5)
Temple offense is good in red zone (#1)
Temple offense is good on 3rd downs
Temple does Not Get Runs Stuffed (#17)

Temple Secondary is very good (#13)
Temple has a great TO Margin (#1)
Temple defense Intercepts a lot of Passes (#28)

Temple Deficiencies

Performance GradesPerf Grades
CategoryCatCHARTEM
OverallOver#92#23
OffenseOff#74#18
DefenseDef#104#43
Special TeamsST#63#67
PassingPass#37#9
RushingRush#94#60
Run BlockRBLK#87#24
Pass BlockPBLK#107#82
Route RunningWR Rt#28#25
TacklingTkl#49#107
Run DefenseR Def#100#45
Pass Rush DefPRush#92#45
Coverage DefCov#100#37

Weather Forecast
Playing in Jerry Richardson Stadium
Conditions:
Temp: 0°

Team Information
Injuries: TEM | CHAR
Depth Chart: TEM | CHAR
Rosters: TEM | CHAR
(#120) Charlotte Info
Power Rating: -14.295 #120
Offense Rating: 3.08 #113
Defense Rating: 19.37 #116
Overall SP+ Rating: -17.3 #124
Offense SP+ Rating: 19.0 #118
Defense SP+ Rating: 36.3 #123
Talent Rating: 588.00 #97
Blue Chip Ratio: 3 #65
Expected Record: 2.3 - 9.7

Team Profile
Balanced offense, Pass: 50%, Run: 49%
Avg Offense Success Rate of 44%
Bad Offensive Explosiveness
Poor in Scoring Position 3.24 PPO
Poor Run Success 41%
Good Pass Success 47%
Poor OL Grades, Awful OL Yds Per Rush
Bad DL Grades, Poor Sacks/Turnovers
Awful Defense Success Rate of 50%
Poor in Scoring Position 4.32 PPO
Awful Run Def Success 52%
Awful Pass Def Success 49%
Awful Pressure/Havoc/Forcing TOs
Bad Field Position

Charlotte has lost 3 straight
Charlotte has lost 1 straight at Home
Record at home: 1 - 1 (1 - 1 - 0 vs Spread)

Charlotte Notes
(8/30) QB Harrell bad, Run game putrid vs App St
(8/30) Def torched for 580+ vs App St, Pass D worse?
(3/24) QB Connor Harrell (NC) or G Loftis (Duke)
(3/24) RB rebuild. Chaney (Lou) added, depth?
(3/24) WR complete rebuild. 5 portals.
(3/24) OL rebuild 1/5 back. Only 1 portal add?

Charlotte Highlights
Charlotte offense is good on 3rd downs
Charlotte defense Intercepts a lot of Passes (#)

Charlotte Deficiencies
Charlotte has a really bad Offense
Charlotte has a bad TO Margin (#125)
Charlotte Fumbles a Lot (#113)
Charlotte Can Not Run the Ball (#124)
Charlotte Commits a Lot of Penalties (#109)
Charlotte throws a Lot of Interceptions (#121)
Charlotte Runs Get Stuffed a Lot (#104)
Charlotte offense is bad in Scoring Opportunities (#108)
Charlotte has a bad defense (#127)
Charlotte Does Not Stuff Runs (#118)
Charlotte has a bad defensive line (#102)


  
Temple's OC Tyler Walker
Player NameCOMPATTPCTYDSTDINTYPA
Evan Simon406067%497908.3
Gevani McCoy (Tr)101283%88107.3
Player NameCARYDSTDYPCLONG
Jevyon Ducker3623916.655
Hunter Smith (Tr)129317.865
Terrez Worthy177514.423
Evan Simon214502.116
Player NameRECYDSTDYPCLONG
Jovanni Bermudez11126111.524
Peter Clarke6119219.830
Xavier Irvin481020.346
Kajiya Hollawayne576215.227

View Temple's Full Roster
Temple's DC Brian Smith
Top DefTackTFLSACKSPRESSPD
Avery Powell (Tr)160000
Curly Ordonez123012
Katin Surprenant110000
Javier Morton112000
SacksTackTFLSACKSPRESSPD
Cam'Ron Stewart66311
Khalil Poteat61100
Sekou Kromah103101
Charles Calhoun41100
Pass DTackTFLSACKSPRESSPD
Ben Osueke60003
Louis Frye81002
London Hall10002

Charlotte's OC Todd Fitch
Player NameCOMPATTPCTYDSTDINTYPA
Conner Harrell (Tr)568368%664428.0
Grayson Loftis (Tr)81362%110028.5
Player NameCARYDSTDYPCLONG
C.J. Stokes329603.016
Rod Gainey Jr.239414.111
Conner Harrell (Tr)254521.817
Cameren Smith (Tr)142902.19
Player NameRECYDSTDYPCLONG
E. Jai Mason16284317.862
Javen Nicholas (Tr)17177010.428
Miles Burris672012.017
Justin Olson256028.047

View Charlotte's Full Roster
Charlotte's DC Nate Faanes
Top DefTackTFLSACKSPRESSPD
Ja'Qurious Conley200000
Shay Taylor (Tr)192110
Jamarrion Solomon (Tr)142010
Collin Gill (Tr)131000
SacksTackTFLSACKSPRESSPD
Reid Williford113200
Curtis Simpson (Tr)102220
Macyo Williams (Tr)41100
Shay Taylor (Tr)192110
Pass DTackTFLSACKSPRESSPD
Dwight Bootle II (Tr)70001
Braden Mullen (Tr)10001
Gavin Willis (Tr)50001