Navy at Charlotte - 2026 Matchup Preview
Navy logo   Navy Midshipmen at Charlotte 49ers  Charlotte logo
Saturday, November 28th 2026 (12:00 PM EST)
Jerry Richardson Stadium - Charlotte, NC  (American Athletic)

 
Midshipmen (0 - 0) (0 - 0 - 0)
Coach Brian Newberry (26 - 12)
Avg Score : 32 - 25 (26 - 30 on Road)
Record Prediction: 7 - 4 (#48)
'26 Opponents: (Elite: 1) (Good: 0) (Avg: 2) (Bad: 7)
CHAR is playing their 5th straight game
Our Line: Navy -18.5  (SP+ NAVY -33)
Projected Score: NAVY: 36 - CHAR: 18 (54)
NAVY Win prob: 91% | Cover: 44%
NAVY Travel: 345 miles
49ers (0 - 0) (0 - 0 - 0)
Coach Tim Albin (1 - 11)
Avg Score : 14 - 36 (17 - 36 @ Home)
Record Prediction: 1.8 - 10.2 (#90)
'26 Opponents: (Elite: 1) (Good: 0) (Avg: 3) (Bad: 7)
 
Navy's 2026 Schedule
DateMatchupSpreadTotalResultO/UCover
Sat 9/5 Navy vs Towson-24
Sat 9/12 Navy at Florida Atlantic-6
BYE WEEK
Fri 9/25 Navy at UAB-13.5
Sat 10/3 Navy at Air Force-5.5
Sat 10/10 Navy vs Tulsa-9
Sat 10/17 Navy at UTSA+2.5
Sat 10/24 Navy vs North Texas+1.5
Sat 10/31 Navy at Notre Dame+29
Sat 11/7 Navy vs Temple-7.5
BYE WEEK
Sat 11/21 Navy vs Memphis+3
Sat 11/28 Navy at Charlotte-18.5

Total: Elite: 1, Good: 0, Avg 2, Bad 1, Poor 6
Played: Elite: 0, Good: 0, Avg 0, Bad 0, Poor 0
Future: Elite: 1, Good: 0, Avg 2, Bad 1, Poor 6
Wins: Elite: 0, Good: 0, Avg: 0, Bad: 0, Poor: 0
Losses: Elite: 0, Good: 0, Avg: 0, Bad: 0, Poor: 0

Predictions for Navy's Schedule
Charlotte's 2026 Schedule
DateMatchupSpreadTotalResultO/UCover
Sat 9/5 Charlotte vs The Citadel-3
Sat 9/12 Charlotte at Ole Miss+45.5
Sat 9/19 Charlotte at App State+12.5
Sat 9/26 Charlotte vs Louisiana+11.5
Sat 10/3 Charlotte vs Memphis+24
Sat 10/10 Charlotte at North Texas+27.5
Sat 10/17 Charlotte at Temple+18.5
BYE WEEK
Fri 10/30 Charlotte vs Tulane+20
Sat 11/7 Charlotte at UAB+7.5
Sat 11/14 Charlotte vs East Carolina+21
Sat 11/21 Charlotte at Tulsa+17
Sat 11/28 Charlotte vs Navy+18.5

Total: Elite: 1, Good: 0, Avg 3, Bad 2, Poor 5
Played: Elite: 0, Good: 0, Avg 0, Bad 0, Poor 0
Future: Elite: 1, Good: 0, Avg 3, Bad 2, Poor 5
Wins: Elite: 0, Good: 0, Avg: 0, Bad: 0, Poor: 0
Losses: Elite: 0, Good: 0, Avg: 0, Bad: 0, Poor: 0

Predictions for Charlotte's Schedule
Important Stats (2025)
 Teams                  Off Explosive.Off SuccessPPGRush SuccessOL Yds Per AttRush YPGPass SuccessPass YPGOff ScoreZoneDef Explosive.Def SuccessDef PPGRunD SuccessPass D SuccessDef ScoreZonePenalty YPGTO PGDef TO PG
NAVY#16 (.3)49% (9)31.552% (4)3.45 (5)28642% (58)1304.23 (28)#103 (.21)41% (57)2539% (26)44% (102)4.2 (115)48.31.11.2
CHAR#136 (-.01)34% (133)14.334% (134)2.13 (135)8235% (123)2042.73 (131)#124 (.26)54% (136)36.355% (136)53% (135)4.16 (114)50.81.91.3
 Teams                  Off Explosive.Off SuccessPPGRush SuccessOL Yds Per AttRush YPGPass SuccessPass YPGOff ScoreZoneDef Explosive.Def SuccessDef PPGRunD SuccessPass D SuccessDef ScoreZonePenalty YPGTO PGDef TO PG
NAVY0%0%000%000%0%0%0000
CHAR0%0%000%000%0%0%0000



Overall Stats 2025
 Teams                  GamesPPGPPG H/RSuccess RatePts PerOppTO1stD PGTotalYds PGRushYds PGPassYdsPGRYPARun RatePass RateRun SuccessPass SuccessHavoc RateTotal PPA
NAVY Offense1331.525.849%4.231.1204162861305.875%23%52%42%9%.3
CHAR Defense1236.335.753.9%4.161.3 - - - - - 51%47%55%53%11%.26
 Teams                  GamesPPGPPG H/RSuccess RatePts PerOppTO1stD PGTotalYds PGRushYds PGPassYdsPGRYPARun RatePass RateRun SuccessPass SuccessHavoc RateTotal PPA
NAVY Defense132530.240.7%4.21.2 - - - - - 52%46%39%44%13%.21
CHAR Offense1214.317.234.2%2.731.916286822042.744%54%34%35%19%-.01

Additional Stats 2025
 Teams                  GamesPossession Time1st Downs PG3rd Down %4th Down %Penalties PGPenalty Yds PGOff TO PGDef TO PGTFL PGSacks PGD/ST TDsAvg Field Pos
Navy1332:3620.452%68%5.748.31.11.24.52.1131.7
Charlotte1228:0615.635%46%6.150.81.91.341.2127.6
Run Game Stats (2026)
 Teams                  GamesRun Play RateRun Play SuccessRush Att PGRush Yds PGRush Yds Per AttRushing TDsRun Pred Pts AddedOL Yds Per Att3rd/4th & ShortFront 7 HavocRun Play Explosivness
NAVY Offense1375% (3)52% (4)49.4286.15.841 (4).28 (6)3.45 (5)81% (13)7% (11)1.06 (32)
CHAR Defense1251% (88)55% (136) - - - - .22 (129)3.33 (130)81% (124)7% (129)0.86 (20)
 Teams                  GamesRun Play RateRun Play SuccessRush Att PGRush Yds PGRush Yds Per AttRushing TDsRun Pred Pts AddedOL Yds Per Att3rd/4th & ShortFront 7 HavocRun Play Explosivness
NAVY Defense1352% (97)39% (26) - - - - .11 (76)2.85 (59)76% (103)8% (111)1.06 (114)
CHAR Offense1244% (114)34% (134)30.381.82.75 (122)-.15 (136)2.13 (135)61% (125)12% (121)0.66 (136)

Pass Game Stats (2026)
 Teams                  GamesPassPlay RatePassPlay SuccessComp PGAtt PGYds PGYds PAYds PCTDs    Ints    PassPlays PPAPassPlays ExplPassDowns RatePassDowns Succ RatePassDowns PPADB HavocPassDowns Expl
NAVY Offense1323% (134)42% (58)8.2141309.315.912 (106)6 (20).46 (9)2 (3)23% (1)34% (27).52 (8)2% (2)2.3 (6)
CHAR Defense1247% (59)53% (135) - - - - - - 7 (123).34 (112)1.3 (4)24% (136)35% (127).42 (119)4% (135)2 (74)
 Teams                  GamesPassPlay RatePassPlay SuccessComp PGAtt PGYds PGYds PAYds PCTDs    Ints    PassPlays PPAPassPlays ExplPassDowns RatePassDowns Succ RatePassDowns PPADB HavocPassDowns Expl
NAVY Defense1346% (43)44% (102) - - - - - - 7 (100).37 (119)1.6 (104)31% (75)29% (71).3 (71)4% (129)2 (63)
CHAR Offense1254% (24)35% (123)18.831.62046.510.914 (86)13 (108).13 (118)1.8 (10)35% (125)25% (122).12 (129)7% (99)1.9 (110)

Navy's Power Ratings
Navy's Power Rating: -5.61  #90
Navy's Offense Rating: 11.21  #79
Navy's Defense Rating: 21.82  #114
2026 Talent Rating: 138.00  #137
Blue Chip Ratio: 0%  #103
Navy's 2026 Expected Record: 7.0 - 4.0
Navy's 2026 Overall SP+ Rating: 6.2  #46
Navy's Offense SP+ Rating: 33.6  #26
Navy's Defense SP+ Rating: 27.9  #72

Average Talent
Average American Athletic Talent Rating is 576.71
Average Power Five Talent: 912.75
Average FBS Talent: 728.49

Power Ratings Matchup
Navy: -5.61   Charlotte: -18.25

SP+ Ratings Matchup
Navy: 6.2   Charlotte: -26.7




Charlotte's Power Ratings
Charlotte's Power Rating: -18.25  #123
Charlotte's Offense Rating: 6.59  #103
Charlotte's Defense Rating: 26.39  #133
2026 Talent Rating: 574.00  #98
Blue Chip Ratio: 0  #103
Charlotte's 2026 Expected Record: 1.8 - 10.2
Charlotte's 2026 Overall SP+ Rating: -26.7  #134
Charlotte's Offense SP+ Rating: 14.5  #132
Charlotte's Defense SP+ Rating: 39.8  #132

Average Talent
Average American Athletic Talent Rating is 576.71
Average Power Five Talent: 912.75
Average FBS Talent: 728.49


Navy Scoring
Offense: 31.5 PPG
Offense on Road: 25.8
Defense: 25 PPG
Defense on Road: 30.2

Navy's 2026 Record
Record: 0 - 0
Record vs Spread: 0 - 0 - 0
Over/Under Record: 0 - 0
Record on Road: 0 - 0
Record vs Spread on Road: 0 - 0 - 0
Projected Score
Navy 36
Charlotte 18

Projected Total Points: 54
Charlotte Scoring
Offense: 14.3 PPG
Offense at Home: 17.2
Defense: 36.3 PPG
Defense at Home: 35.7

Charlotte's 2026 Record
Record: 0 - 0
Record vs Spread: 0 - 0 - 0
Over/Under Record: 0 - 0
Record at home: 0 - 0
Record vs Spread at home: 0 - 0 - 0


YearDateHomeScoreAwayScoreSpreadCoverTotalO/U
202410/19Navy51Charlotte17Navy -16.5Navy57.5Over
202310/14Charlotte0Navy14Navy -3.5Navy44.0Under
TeamWinsCoversO/U
Charlotte001 Overs
Navy221 Unders

WinsCoversFavsDogs
Home Teams1 - 11 - 11 - 00 - 1
Road Teams1 - 11 - 11 - 00 - 1

(#90) NAVY at (#123) CHAR
Overall StatsOvr
CategoryCatNAVYCHAR
Net PPPPPPNRNR
Power RatePwr #90 #123
SP+SP+ #46 #134
Perf GradeGradeNRNR
OffenseOffNRNR
DefenseDefNRNR
Spec TeamsSTNRNR
TalentTal #137 #98
Blue ChipsBC% #103 #103
Navy Notes
(2/10) DC PJ Volker left to coach Ravens DBs
Navy Injury Report
Charlotte Notes
(2/26) Vibes: Albin good HC, but Def will be awful again
(2/26) QB Loftis/Harrell were meh. Gonzales was FCS hit
(2/26) RBs 3 portal adds should boost bad unit LY
(2/26) WR 4 portals, 3 very prod Barnes/Pedro/Collick
(2/26) OL 2 back, 4 portal adds. Bot 5 rush off LY
(2/26) Def did not add enough, was near worst in CFB
(2/26) Better learn how to score, bc Def will be toast
Charlotte Injury Report
Navy on Offense
Option Offense 76%, Pass: 23%
CategoryCat
NAVY OffCHAR Def
PPPOffPPPNRNR
Perf GradePerfNRNR
SuccessSuc #9 #136
ExplosiveExp #71 #3
PPAPPA #16 #124
PowerPwr #79 #133
SP+SP+ #26 #132
Pts POPPO #28 #114
HavocHav #3 #134
Navy Run Game
Option Offense 76%, Pass: 23%
CategoryCat
NAVY OffCHAR Def
Run GameRunNRNR
Run SuccessRSuc #4 #136
Run ExplRExp #32 #20
PPAExp #6 #129
Run BlockR BlkNR -
OL YdsOLY #5 #130
Stuff RateStuff #1 #132
TackleTak - NR
Navy Pass Game
Option Offense 76%, Pass: 23%
CategoryCat
NAVY OffCHAR Def
Pass GamePassNRNR
Pass SuccessPSuc #58 #135
Pass ExplPExl #3 #4
PPAExp #9 #112
Pass Rush/BlockP BlkNRNR
F7 HavocF7 #11 #129
DB HavocDB #2 #135
Charlotte on Offense
Pass heavy Offense 54%, Run: 44%
CategoryCatCHAR OffNAVY Def
PPPDefPPPNRNR
Perf GradePerfNRNR
SuccessSuc #133 #57
ExplosiveExp #49 #115
PPAPPA #136 #103
PowerPwr #103 #114
SP+SP+ #132 #72
Pts POPPO #131 #115
HavocHav #121 #124
Charlotte Run Game
Pass heavy Offense 54%, Run: 44%
CategoryCat
CHAR OffNAVY Def
Run GameRunNRNR
Run SuccessRSuc #134 #26
Run ExplRExp #136 #114
PPAExp #136 #76
Run BlockR BlkNR -
OL YdsOLY #135 #59
Stuff RateStuff #127 #80
TackleTak - NR
Charlotte Pass Game
Pass heavy Offense 54%, Run: 44%
CategoryCatCHAR OffNAVY Def
Pass GamePassNRNR
Pass SuccessPSuc #123 #102
Pass ExplPExl #10 #104
PPAExp #118 #119
Pass Block/RushP BlkNRNR
F7 HavocF7 #121 #111
DB HavocDB #99 #129
Program Comparison
CHAR 5 Year Profile: Consistent Poor G5
'26 Profile: Remains Poor G5

NAVY 5 Year Profile: Improving Top G5
'26 Profile: Up to Below Avg P4

Weather Forecast
Playing in Jerry Richardson Stadium
Conditions:
Temp: 0°
Previous Matchups
Navy beat Charlotte in 2024 (51-17)
Navy beat Charlotte in 2023 (14-0)

  
NAVY's OC Drew Cronic (been OC for 3 years)
Player NameCOMPATTPCTYDSTDINTYPA
Braxton Woodson91947%110005.8
Jackson Gutierrez030%0000.0
Player NameCARYDSTDYPCLONG
Braxton Woodson4441469.474
Jackson Gutierrez2817206.123
Charles Robinson103303.37
Vic Listorti31705.79
Player NameRECYDSTDYPCLONG
Luke Hutchison5134326.863
Joshua Guerin360020.035
Jake Norris123023.023
Charles Robinson221010.511

View Navy's Full Roster

NAVY's DC Vacant (in his first season)
Top DefTackTFLSACKSPRESSPD
MarcAnthony Parker977240
Giuseppe Sessi811000
Coleman Cauley783030
Phillip Hamilton490002
SacksTackTFLSACKSPRESSPD
Julian Moutome428423
Griffen Willis487331
MarcAnthony Parker977240
Marcus Bleazard112100
Pass DTackTFLSACKSPRESSPD
Ira Oniha241007
Julian Moutome428423
Phillip Hamilton490002

CHAR's OC Todd Fitch (in his second season)
Player NameCOMPATTPCTYDSTDINTYPA
Grayson Loftis12823255%1415886.1
Conner Harrell649667%737427.7
Player NameCARYDSTDYPCLONG
Cameren Smith6222003.513
Jariel Cobb5119003.721
Conner Harrell286722.419
Khamani Alexander (Tr)125004.27
Player NameRECYDSTDYPCLONG
Cam Pedro (Tr)65814412.559
Zyheem Collick (Tr)35670419.172
Jaden Barnes (Tr)55608711.159
Sean Brown36508114.146

View Charlotte's Full Roster

CHAR's DC Nate Faanes (in his second season)
Top DefTackTFLSACKSPRESSPD
Kadin Schmitz651032
Gavin Willis554012
CJ Clinkscales490000
Collin Gill351011
SacksTackTFLSACKSPRESSPD
Macyo Williams41100
Jaylon Johnson202130
Braden Mullen193121
Kadin Schmitz651032
Pass DTackTFLSACKSPRESSPD
Kadin Schmitz651032
Gavin Willis554012
Collin Gill351011