Charlotte at Indiana Week 4 College Football Matchup Charlotte at Indiana Matchup - Week 4
Sat, Sep 21 2024 · Week 4 · 🏟 Memorial Stadium Bloomington, IN · Turf · 52,959 cap
Charlotte✈ 415 miSame TZ
14 52
Final
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📊 Punt & Rally Projection
Charlotte
12
Indiana
43
P&R Line Indiana -31
P&R Total O/U 54
Confidence 90 High
Vegas Indiana -28.5 · O/U 50.0
Matchup Prediction
Indiana has the edge in this matchup
Both Momentum Control (CSS) and Game Control metrics favor Indiana entering this game.
Momentum Control
78.1%
Indiana wins
Strong
Game Control
76%
Indiana wins
Strong
Vegas Spread
Indiana -28.5
O/U 50.0
Bovada
Advanced Stats
All 4 factors agree → Indiana · 83.1% ATS historically when all four align
↓ See full breakdown
Charlotte 2024 Schedule
Charlotte's 2024 Schedule
DateMatchupSpreadTotalResultO/UCover
Sat 8/31Charlotte vs James Madison+6.5L7–3047.5L7–30UN
Sat 9/7Charlotte at North Carolina+21.5L20–3847.5L20–38OY
Sat 9/14Charlotte vs Gardner-Webb-14.0W27–2646.5W27–26ON
Sat 9/21Charlotte at Indiana+28.5L14–5250.0L14–52ON
Sat 9/28Charlotte at Rice+4.0W21–2048.0W21–20UY
Sat 10/5Charlotte vs East Carolina+9.5W55–2447.5W55–24OY
— Bye Week —
Sat 10/19Charlotte at Navy+16.5L17–5157.5L17–51ON
Sat 10/26Charlotte at Memphis+17.0L28–3356.5L28–33OY
Thu 10/31Charlotte vs Tulane+14.5L3–3455.5L3–34UN
— Bye Week —
Sat 11/16Charlotte vs South Florida-1.5L24–5953.5L24–59ON
Sat 11/23Charlotte at Florida Atlantic-3.0W39–2749.5W39–27OY
Sat 11/30Charlotte vs UAB-1.5W29–2759.5W29–27UY
Indiana 2024 Schedule
Indiana's 2024 Schedule
DateMatchupSpreadTotalResultO/UCover
Sat 8/31Indiana vs Florida International-20.5W31–750.5W31–7UY
Fri 9/6Indiana vs Western Illinois-44.5W77–352.5W77–3OY
Sat 9/14Indiana at UCLA-3.5W42–1346.5W42–13OY
Sat 9/21Indiana vs Charlotte-28.5W52–1450.0W52–14OY
Sat 9/28Indiana vs Maryland-7.5W42–2850.0W42–28OY
Sat 10/5Indiana vs Northwestern-12.5W41–2440.5W41–24OY
— Bye Week —
Sat 10/19Indiana vs Nebraska-6.5W56–748.0W56–7OY
Sat 10/26Indiana vs Washington-5.5W31–1754.0W31–17UY
Sat 11/2Indiana at Michigan State-7.5W47–1053.5W47–10OY
Sat 11/9Indiana vs Michigan-14.5W20–1547.5W20–15UN
— Bye Week —
Sat 11/23Indiana at Ohio State+10.5L15–3852.5L15–38ON
Sat 11/30Indiana vs Purdue-28.5W66–056.5W66–0OY
Fri 12/20Indiana at Notre Dame+7.0L17–2750.0L17–27UN
Advanced Stats
Advanced Analytics Matchup
Matchup-adjusted (offense vs opponent defense) · 2024 season
Indiana PPA Edge
Agreement Signals — When All Metrics Agree
Elite · 83.1% ATS
PPA + PPO + SR + Havoc
All 4 Agree
→ Indiana
Elite · 82.4% ATS
PPA + PPO + Havoc
3 Agree
→ Indiana
Elite · 73.9% ATS
PPA + Success Rate
Both Agree
→ Indiana
Individual Factors — Ranked by Predictive Strength
PPA Overall
Points added per play · Elite predictor
Charlotte #116
+0.185
Indiana #6
+0.587
Indiana Edge
PPA Passing
Pass efficiency edge · Strong predictor
Charlotte #120
+0.268
Indiana #2
+0.877
Indiana Edge
Havoc Total
Def. disruption rate · Strong predictor
Charlotte #87
0.146
Indiana #6
0.207
TFLs, sacks, PBUs, forced fumbles — higher is better
Indiana Edge
Points Per Opp
Drive-finishing edge · Strong predictor
Charlotte #70
+7.560
Indiana #1
+8.901
Indiana Edge
Success Rate
Play consistency edge · Solid predictor
Charlotte #122
+0.752
Indiana #2
+0.977
Indiana Edge
Field Position
Avg start (lower=better) · Solid predictor
Charlotte #129
73.9
Indiana #4
65.5
Avg yards from own endzone to average start — lower is better · longer bar = better field position
Indiana Edge
Advanced stats sourced from CFBD · 2024 season · Edges are matchup-adjusted (offense vs opponent defense)
Power Ratings
Team Power Ratings
Overall · Offense · Defense ratings · Updated as season progresses
Indiana Rated Higher
Overall Power Rating
Charlotte
-17.8
Indiana
25.6
Offense Rating
Charlotte
9.3
Indiana
27.6
Defense Rating (lower = better defense)
Charlotte
27.2
Indiana
2.0
Power ratings updated throughout the season as results accumulate
Momentum Control (CSS)
Consecutive Scoring Sequences Who builds scoring momentum? Indiana Edge
Avg sequences created per game
Charlotte #51
0.00
Indiana #37
2.00
Avg sequences allowed per game (lower is better)
Charlotte #80
0.00
Indiana #8
0.50
Indiana +2.00
CSS Edge (season-to-date)
Teams with this edge win 78.1% of games historically
Based on 2 games this season
Game Control (GC)
Win Probability Dominance Who controls games start to finish? Indiana Edge
Avg GC score per game (offense)
Charlotte #1
12.8
Indiana #1
90.4
Avg GC score allowed per game (lower is better)
Charlotte #119
70.8
Indiana #9
4.6
Indiana +77.7
GC Edge (season-to-date)
Teams with this edge win 76% of games historically
Based on 3 games this season
Actual Result
CSS Battle
Indiana
3 — 0 sequences
✓ Predicted correctly
GC Battle
Indiana
85.6 — 6.5 GC score
✓ Predicted correctly
Game Result
Indiana won by 38
✓ Model called it
Spread Context
ATS Historical Context
Based on 2021–2025 backtest · FBS vs FBS · Regular season

Both metrics agree on Indiana with a large edge. Historically, dominant teams like this are fully priced into the spread — the agreed-upon team covers just 50.2% of the time. The metrics predict game control better than they beat the number.

ATS data is informational only. Past cover rates do not guarantee future results.

Coaching Matchup
Charlotte
Biff Poggi #1
3–9 (25%) · Yr 2 at school
OC Mike Miller Yr 2 #1
DC Ryan Osborn Yr 2 #1
Staff Rating
0.00 #1
Indiana
Curt Cignetti #1
0–0 (0%) · Yr 1 at school
OC Mike Shanahan Yr 1 #1
DC Bryant Haines Yr 1 #1
Staff Rating
0.00 #1
About these metrics
Advanced Stats shows matchup-adjusted factor edges (offense vs opponent defense). Combination signals — when PPA, PPO, Success Rate, and Havoc all point the same direction — have historically predicted the SU winner in 95–97% of games and the ATS winner in 82–83% of games (2021–2025, FBS vs FBS, regular season).
Impact: Advanced Stats are the best performance based metric used to predict the outcome of games.

Momentum Control (CSS) measures consecutive scoring sequences — when a team scores, holds the opponent scoreless, then scores again. Teams entering a game with a CSS edge of +1.0 or more have won 71–78% of games historically (2021–2025, FBS vs FBS).
Impact: CSS is not a predictive ATS advantage, data shows this is already considered when lines are set.

Game Control (GC) measures win probability dominance — how thoroughly a team controlled the game from start to finish. Teams with a GC edge of +12 or more have won 67–76% of games historically. When both metrics agree, combined confidence is higher. When they split, treat as a lean at best.
Impact: GS is not a predictive ATS advantage, data shows this is already considered when lines are set.

Power Ratings are a custom-built composite of a Teams Talent, Experience & Production, Coaching & Performance Metrics. These are updated constantly with roster changes, performance once the games start for the 2026 season, injuries the team is dealing with and scheduling situations.
Impact: There are a wide range of power ratings available, we think ours is the best, you can decide for yourself