UTSA at Charlotte Week 12 College Football Matchup UTSA at Charlotte Matchup - Week 12
Sat, Nov 15 2025 · Week 12 · 🏟 Jerry Richardson Stadium Charlotte, NC · Turf · 15,314 cap
UTSA✈ 1,110 mi+1 hr TZ
Away
28 7
Final
Home
📊 Punt & Rally Projection
UTSA
41
UTSA -16.5
Charlotte
16
P&R Line UTSA -25
P&R Total O/U 56.5
Confidence 90 High
Vegas UTSA -16.5 · O/U 57.5
Matchup Prediction
UTSA has the edge in this matchup
Both Momentum Control (CSS) and Game Control metrics favor UTSA entering this game.
Momentum Control
61.3%
UTSA wins
Lean
Game Control
75.9%
UTSA wins
Solid
Vegas Spread
UTSA -16.5
O/U 57.5
DraftKings
Advanced Stats
All 4 factors agree → UTSA · 83.1% ATS historically when all four align
↓ See full breakdown
🚌 UTSA 2nd straight Road Game
UTSA 2025 Schedule
UTSA's 2025 Schedule
DateMatchupSpreadTotalResultO/UCover
Sat 8/30UTSA at Texas A&M+21.5L24–4256.5L24–42OY
Sat 9/6UTSA vs Texas State-4.5L36–4364.5L36–43ON
Sat 9/13UTSA vs Incarnate Word-21.0W48–2062.5W48–20OY
Sat 9/20UTSA at Colorado State-4.5W17–1658.5W17–16UN
— Bye Week —
Sat 10/4UTSA at Temple-6.5L21–2758.5L21–27UN
Sat 10/11UTSA vs Rice-8.5W61–1348.5W61–13OY
Sat 10/18UTSA at North Texas+4.0L17–5564.5L17–55ON
— Bye Week —
Thu 10/30UTSA vs Tulane+5.5W48–2654.5W48–26OY
Thu 11/6UTSA at South Florida+14.0L23–5566.5L23–55ON
Sat 11/15UTSA at Charlotte-16.5W28–757.5W28–7UY
Sat 11/22UTSA vs East Carolina+2.0W58–2462.5W58–24OY
Sat 11/29UTSA vs Army-8.5L24–2750.5L24–27ON
Fri 12/26UTSA vs Florida International-7.0W57–2062.5W57–20OY
Charlotte 2025 Schedule
Charlotte's 2025 Schedule
DateMatchupSpreadTotalResultO/UCover
Fri 8/29Charlotte vs App State+8.5L11–3453.5L11–34UN
Sat 9/6Charlotte vs North Carolina+16.5L3–2049.5L3–20UN
Sat 9/13Charlotte vs Monmouth-3.0W42–3566.5W42–35OY
Thu 9/18Charlotte vs Rice+1.5L17–2841.5L17–28ON
— Bye Week —
Fri 10/3Charlotte at South Florida+28.5L26–5454.5L26–54OY
Sat 10/11Charlotte at Army+17.5L7–2445.5L7–24UY
Sat 10/18Charlotte vs Temple+10.0L14–4947.5L14–49ON
Fri 10/24Charlotte vs North Texas+25.5L20–5460.5L20–54ON
— Bye Week —
Sat 11/8Charlotte at East Carolina+29.5L22–4856.5L22–48OY
Sat 11/15Charlotte vs UTSA+16.5L7–2857.5L7–28UN
Sat 11/22Charlotte at Georgia+42.5L3–3553.5L3–35UY
Sat 11/29Charlotte at Tulane+31.5L0–2752.5L0–27UY
Advanced Stats
Advanced Analytics Matchup
Matchup-adjusted (offense vs opponent defense) · 2025 season
UTSA PPA Edge
Agreement Signals — When All Metrics Agree
Elite · 83.1% ATS
PPA + PPO + SR + Havoc
All 4 Agree
→ UTSA
Elite · 82.4% ATS
PPA + PPO + Havoc
3 Agree
→ UTSA
Elite · 73.9% ATS
PPA + Success Rate
Both Agree
→ UTSA
Individual Factors — Ranked by Predictive Strength
PPA Overall
Points added per play · Elite predictor
UTSA #31
+0.494
Charlotte #136
+0.167
UTSA Edge
PPA Passing
Pass efficiency edge · Strong predictor
UTSA #43
+0.668
Charlotte #118
+0.423
UTSA Edge
Havoc Total
Def. disruption rate · Strong predictor
UTSA #18
0.185
Charlotte #134
0.106
TFLs, sacks, PBUs, forced fumbles — higher is better
UTSA Edge
Points Per Opp
Drive-finishing edge · Strong predictor
UTSA #27
+8.389
Charlotte #131
+6.925
UTSA Edge
Success Rate
Play consistency edge · Solid predictor
UTSA #35
+0.994
Charlotte #133
+0.738
UTSA Edge
Field Position
Avg start (lower=better) · Solid predictor
UTSA #15
68.2
Charlotte #109
72.4
Avg yards from own endzone to average start — lower is better · longer bar = better field position
UTSA Edge
Advanced stats sourced from CFBD · 2025 season · Edges are matchup-adjusted (offense vs opponent defense)
Power Ratings
Team Power Ratings
Overall · Offense · Defense ratings · Updated as season progresses
UTSA Rated Higher
Overall Power Rating
UTSA
-0.2
Charlotte
-18.9
Offense Rating
UTSA
16.4
Charlotte
9.3
Defense Rating (lower = better defense)
UTSA
16.6
Charlotte
28.2
Power ratings updated throughout the season as results accumulate
Momentum Control (CSS)
Consecutive Scoring Sequences Who builds scoring momentum? UTSA Edge
Avg sequences created per game
UTSA #20
0.88
Charlotte #132
0.50
Avg sequences allowed per game (lower is better)
UTSA #84
1.50
Charlotte #105
1.63
UTSA +0.38
CSS Edge (season-to-date)
Teams with this edge win 61.3% of games historically
Based on 8 games this season
Game Control (GC)
Win Probability Dominance Who controls games start to finish? UTSA Edge
Avg GC score per game (offense)
UTSA #1
47.6
Charlotte #1
12.7
Avg GC score allowed per game (lower is better)
UTSA #47
41.1
Charlotte #137
71.3
UTSA +34.9
GC Edge (season-to-date)
Teams with this edge win 75.9% of games historically
Based on 9 games this season
Spread Context
ATS Historical Context
Based on 2021–2025 backtest · FBS vs FBS · Regular season

Both metrics agree on UTSA with a large edge. Historically, dominant teams like this are fully priced into the spread — the agreed-upon team covers just 50.2% of the time. The metrics predict game control better than they beat the number.

ATS data is informational only. Past cover rates do not guarantee future results.

Coaching Matchup
UTSA
Jeff Traylor #1
45–20 (69%) · Yr 6 at school
OC Justin Burke Yr 3 #1
DC Jess Loepp Yr 3 #1
Staff Rating
0.00 #1
Charlotte
Tim Albin #1
0–0 (0%) · Yr 1 at school
OC Todd Fitch Yr 1 #1
DC Nate Faanes Yr 1 #1
Staff Rating
0.00 #1
About these metrics
Advanced Stats shows matchup-adjusted factor edges (offense vs opponent defense). Combination signals — when PPA, PPO, Success Rate, and Havoc all point the same direction — have historically predicted the SU winner in 95–97% of games and the ATS winner in 82–83% of games (2021–2025, FBS vs FBS, regular season).
Impact: Advanced Stats are the best performance based metric used to predict the outcome of games.

Momentum Control (CSS) measures consecutive scoring sequences — when a team scores, holds the opponent scoreless, then scores again. Teams entering a game with a CSS edge of +1.0 or more have won 71–78% of games historically (2021–2025, FBS vs FBS).
Impact: Momentum Control is a great measure for predicting game outcome but NOT an ATS advantage, data shows this is already considered when lines are set.

Game Control (GC) measures win probability dominance — how thoroughly a team controlled the game from start to finish. Teams with a GC edge of +12 or more have won 67–76% of games historically. When both metrics agree, combined confidence is higher. When they split, treat as a lean at best.
Impact: Game Control is another great measure for predicting game outcome but NOT an ATS advantage, data shows this is already considered when lines are set.

Power Ratings are a custom-built composite of a Teams Talent, Experience & Production, Coaching & Performance Metrics. These are updated constantly with roster changes, performance once the games start for the 2026 season, injuries the team is dealing with and scheduling situations.
Impact: There are a wide range of power ratings available, we think ours is the best, you can decide for yourself